Buying My First Home Archives - Portfolio Capital

Nov 14

Do you really need a building inspection?

By userDHARRIS4 Buying My First Home, News

Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties. Even the most attractive homes can hide unwanted surprises, and it’s not always easy…

Aug 24

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Help to Buy Scheme set to kick off in 2024

By userDHARRIS4 Buying My First Home, Finance Help, News

The highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their dream home. Today we’ll unpack how the new federal government scheme will work, who it’ll benefit, and the fine print you need to know. A key election promise of the…

Jul 12

Love0

Could apartment living help you dive into the property market sooner?

By userDHARRIS4 Buying My First Home, News

Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from house hunting to unit searching be the way forward for you? There’s no denying that getting into the property market in today’s economic climate ain’t easy. The average…

Apr 20

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Property listings and prices are bouncing back

By userDHARRIS4 Buying My First Home, News

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you? If you’ve been looking at the property market over the last six to 12 months, you probably already know that while property prices have dropped, it’s been…

Mar 30

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Money habits that may raise lenders’ eyebrows

By userDHARRIS4 Buying My First Home, News, Refinancing My Home Loan

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders? Smart money management and cutting back on expenses can help your home loan application. That’s no…

Oct 27

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RNs and midwives now eligible for LMI waiver

By userDHARRIS4 Buying My First Home, News

Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and fast-track their journey into home ownership. Are you a registered nurse or a midwife? Or do you know someone who is? There was a…

Aug 26

Love1

First home buyer profile

By afg_admin Buying My First Home, News

Caitlin and Joel Loan amount: $670,000. Monthly repayments: $2700. Grants accessed: First homeowner $15,000 and 2020 HomeBuilder $25,000. Deposit: 15 per cent plus 5 per cent guarantor finance to reach the 20 per cent threshold required to avoid paying Lender's Mortgage Insurance (LMI). While 2020 was the year many…

Aug 25

Love1

Property prices are predicted to dip: 5 ways you can prepare to buy

By userDHARRIS4 Buying My First Home, Investing In Property, News

Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up again. So if you’re interested in taking advantage of the dip, it could pay to start preparing now. Earlier this year, Domain’s June 2022 Quarterly…

Jun 23

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Want a first home buyer scheme spot? Here’s how to get the inside lane

By userDHARRIS4 Buying My First Home, News

We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme - and buy your first home sooner - here’s how to get ahead of the pack. Have you heard about the federal government’s Home…

Jun 02

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Banks tighten lending, reducing the maximum you can borrow

By userDHARRIS4 Buying My First Home, News

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase? This week ANZ lowered a key lending cap, indicating it will no longer lend to borrowers with a debt-to-income (DTI)…

Buying My First Home

Do you really need a building inspection?

Help to Buy Scheme set to kick off in 2024

Could apartment living help you dive into the property market sooner?

Property listings and prices are bouncing back

Money habits that may raise lenders’ eyebrows

RNs and midwives now eligible for LMI waiver

First home buyer profile

Property prices are predicted to dip: 5 ways you can prepare to buy

Want a first home buyer scheme spot? Here’s how to get the inside lane

Banks tighten lending, reducing the maximum you can borrow

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