userDHARRIS4, Author at Portfolio Capital

Jan 22

House prices projected to jump 30% in three years: RBA

By userDHARRIS4 Buying My First Home, Investing In Property, News

It’s the document that was never meant to see the light of day. But a Freedom of Information request reveals the Reserve Bank of Australia projects a 30% increase in house prices if interest rates remain low for the next few years. The internal, not-meant-for-public-viewing analysis by the RBA looks…

Jan 14

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What are Australia’s most popular vehicles? The 2020 results are in

By userDHARRIS4 News

Long gone are the days of Holden vs Ford. These days it’s all about the SUV vs the great Australian ute. So which vehicle type topped the list in 2020? Let’s wind back the clock a bit. It’s the year 2000: we’ve dodged Y2K (phew!), you can still photograph your…

Dec 23

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Season’s Greetings! Bring on 2021!

By userDHARRIS4 News

To all our wonderful clients: this has been a year like no other, so we can only hope that you’re treated to a relaxing time with family and friends this festive season. We want to say a huge thank you for your support over these past twelve months. It’s fair…

Dec 10

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Be careful of loading up on ‘buy now, pay later’ purchases this Xmas

By userDHARRIS4 News

‘Tis the season to be jolly, but it’s important not to get carried away when using ‘buy now, pay later’ providers to fund that festive spirit. That’s because one-in-five users struggle to make their repayments, new research has found. “Christmas is a time for giving” - it’s a line that’s…

Dec 10

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How well do you know your finance jargon? Take our quiz!

By userDHARRIS4 News

The finance industry has a bunch of acronyms and abbreviations that can make the home buying process a little confusing. But they’re not as difficult to understand as you might think. Take our short quiz to see how many you can answer! Below we’ve listed eight commonly used acronyms and…

Nov 26

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Freedom to move: stamp duty reforms gain momentum

By userDHARRIS4 News

Stamp duty: two of the most dreaded words in the world of property and finance. Fortunately, NSW and Victoria have unveiled some big changes to the inefficient tax this week, and there’s hope it’ll inspire other states to review their own stamp duty arrangements. If you’re unfamiliar with stamp duty,…

Nov 23

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Want to know how much your neighbours paid for their first homes?

By userDHARRIS4 News

First home buyers wanting to crack into the property market can now use an interactive map to see how much their neighbours spent on average for their first home. Snoopy snoop! Everyone loves having a bit of a sticky-beak. After all, we’re only human. And this interactive map, which is…

Nov 13

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Switch lenders if rate cut is not passed on, says RBA

By userDHARRIS4 Finance Help, News

Mortgage holders and business operators are being encouraged by the RBA to switch lenders if their bank doesn’t pass on the latest cash rate cut. The Reserve Bank of Australia (RBA) last week delivered mortgage holders and business operators a win by cutting the official cash rate by 15 basis…

Oct 29

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Housing affordability best it’s been in a decade: report

By userDHARRIS4 Buying My First Home, News

Great news for homeowners and prospective buyers: housing affordability is at its best level in a decade and should continue to improve throughout 2021. Housing affordability improved in all major Australian cities over the year to September 2020 despite the ongoing global pandemic, according to a new report by investor…

Oct 26

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Flow of credit to small businesses remains strong

By userDHARRIS4 Business Loan Help, News

Small business owners in need of credit will be buoyed by new data that shows the approval rate for loans has remained strong throughout the coronavirus crisis. In fact, about 70% of SME business loan applications received by lenders have been approved since early February, according to Australian Banking Association…

userDHARRIS4

House prices projected to jump 30% in three years: RBA

What are Australia’s most popular vehicles? The 2020 results are in

Season’s Greetings! Bring on 2021!

Be careful of loading up on ‘buy now, pay later’ purchases this Xmas

How well do you know your finance jargon? Take our quiz!

Freedom to move: stamp duty reforms gain momentum

Want to know how much your neighbours paid for their first homes?

Switch lenders if rate cut is not passed on, says RBA

Housing affordability best it’s been in a decade: report

Flow of credit to small businesses remains strong

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