userDHARRIS4, Author at Portfolio Capital

Aug 16

More Aussies turn to mortgage brokers for a hand managing hikes

By userDHARRIS4 News, Refinancing My Home Loan

An avalanche of rate hikes over the past 18 months has supersized home loan repayments. But savvy homeowners aren’t panicking. In fact, more mortgage holders than ever before are reaching out to brokers for expert help. A recent survey by the Mortgage & Finance Association of Australia (MFAA) shows 95%…

Aug 10

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Sneaky rate hikes – is your lender behind them?

By userDHARRIS4 News

The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable home loan rates. Here’s how borrowers are fighting back. Home owners may be celebrating two months of the RBA cash rate staying on hold. But don’t pop the…

Aug 02

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Has the tide turned? What the RBA rate pause means for homeowners

By userDHARRIS4 News

Mortgage holders rejoice - the Reserve Bank of Australia (RBA) kept the cash rate on hold in August for the second month in a row. So have we finally reached calmer waters? Or is there one last rate rise wave headed our way? In what many will see as better…

Jul 26

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Why are fixed rates still rising? And when might they drop again?

By userDHARRIS4 News

With plenty of pundits tipping interest rates will start to fall in the next 12 months, we look at why the big banks are hiking their fixed rates – and unpack what it means for the rate outlook. The past few months have seen interest rates on fixed home loans…

Jul 12

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Could apartment living help you dive into the property market sooner?

By userDHARRIS4 Buying My First Home, News

Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from house hunting to unit searching be the way forward for you? There’s no denying that getting into the property market in today’s economic climate ain’t easy. The average…

May 02

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Tips to help stay on top amidst the rate hike cycle

By userDHARRIS4 News, RBA Updates, Refinancing My Home Loan

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure. Let’s face it, the RBA’s rate rise cycle hasn’t been easy for mortgage holders, with average monthly repayments now hundreds of dollars (and…

May 02

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Homeowners brace as RBA raises cash rate to 3.85%

By userDHARRIS4 News, RBA Updates

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this latest rate hike increase your monthly repayments? In what will undoubtedly be…

Apr 20

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Property listings and prices are bouncing back

By userDHARRIS4 Buying My First Home, News

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you? If you’ve been looking at the property market over the last six to 12 months, you probably already know that while property prices have dropped, it’s been…

Apr 20

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What is the fixed-rate cliff and how can refinancing help?

By userDHARRIS4 Finance Help, News, Refinancing My Home Loan

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing? A staggering 880,000 fixed-rate loans are set to end this year, and when they do, many Australian…

Mar 30

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Money habits that may raise lenders’ eyebrows

By userDHARRIS4 Buying My First Home, News, Refinancing My Home Loan

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders? Smart money management and cutting back on expenses can help your home loan application. That’s no…

userDHARRIS4

More Aussies turn to mortgage brokers for a hand managing hikes

Sneaky rate hikes – is your lender behind them?

Has the tide turned? What the RBA rate pause means for homeowners

Why are fixed rates still rising? And when might they drop again?

Could apartment living help you dive into the property market sooner?

Tips to help stay on top amidst the rate hike cycle

Homeowners brace as RBA raises cash rate to 3.85%

Property listings and prices are bouncing back

What is the fixed-rate cliff and how can refinancing help?

Money habits that may raise lenders’ eyebrows

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